ACCEPT CREDIT CARD WITHOUT MERCHANT ACCOUNT

New small businesses which have no credit history or older businesses with a poor credit history or even foreign based businesses can find it difficult to get a merchant account and even businesses which are eligible for a merchant account can find it to be expensive because of costs involved such as terminal or software leasing costs, application fees, transaction costs, set-up costs, monthly fee minimum, statement costs, etc which will shoot up the costs.

Fortunately there are several ways in which one can accept credit card without merchant account. There are a number of third party services which enable web merchants to accept credit card payments on their Web site without requiring merchant account.

The good thing is that these services come with valuable additional features such as 24×7 customer service, built-in shopping cart and the ability of accepting other forms of online payment.

Setting up of your own merchant account is a good option but is an optimal payment processing choice since labor and cost involved with setting up a merchant account tends to be prohibitive for first time website owners and operators.

One of the better options for first time website owners are third party merchant accounts which are also termed as third party credit card processors. They help in accepting credit card without merchant account.